A Summary List of Services

RETIREMENT PLANNING
* IRAs - Traditional & Roth
* 401(k)'s and 401 (k) Rollovers
* Deferred and Immediate Annuities

BENEFIT PLANS
* Disability Income Insurance
* Split Dollar Bonus Plans
* Group Life Insurance, Disability Income, Medical & Dental Insurances

INVESTMENTS
* Mutual Funds accounts
* Variable Annuities


PERSONAL INSURANCE
* Life - Whole Life, Term Life and Universal Life
* Mortgage Protection (funded by Life insurance and disability income insurance)
* Long-Term Care Insurance
* Disability Income Insurance
* Major Medical & Hospitalization
* Medicare Supplement

FAMILY & BUSINESS SERVICES
* Estate Conservation, Charitable Giving Strategies
* College Funding & 529 Plans
* Buy/Sell Agreements funding
* Key Person Insurance

CLIENT EDUCATION SEMINARS on:
* Investments
* Pre/Post Retirement
* Pension Payout Alternatives
* Long-Term Care Insurance
* Business Issues, for you, your employees and your Business.

Seminars are for informational purposes only. Neither MetLife nor any of its agents are in the business of giving tax, legal or accounting advice. Attendees should consult their own professional advisors to determine the appropriateness of any course of action